• Call Us : +91-022-24960302, 24960303, 61894666

News/Events

Apr 26, 2021
Notice for Positive Pay 26/04/2021 Click to Download

Mar 06, 2021
७५ व्या वार्षिक सर्वसाधारण सभेची सभासदांना सूचना - 06/03/2021 Click to Download

Mar 06, 2021
७५ व्या वार्षिक सर्वसाधारण सभेसंबंधी विशेष सूचना - 06/03/2021 Click to Download

Interest Rates

 
Rate of Interest on Loans and Advances  
Sr. No Product ROI Credit Rating
(A, B, C)
Repayment Applicable Since
1 Cash Credit 11.00 % to 13.00 % Yes Annual Review Existing A/c During Renewal and New w.e.f. 01/04/2017
2 Mortgage Loan & Secured Loan 11.00 % to 13.00 % Yes Up to 7 Years Effective from 
01/04/2017
14.00 %  No 7 to 10 Years
  Vehicle Loan (New)  
3 a) Personal Use 10.00 % No Up to 84 months Effective from
01/04/2017
Vehicle Loan (2nd Hand)
-Personal Use
12.00 % No Up to 60 months Effective from
01/04/2017
4 Vehicle Loan for Commercial Use (New Vehicle) 11.00 % to 13.00 % Yes Up to 84 months Effective from 
01/04/2017
Vehicle Loan for Commercial Use
(2nd Hand)
13.00 % to 15.00 % Yes Up to 36 months Effective from
01/04/2017
5 Housing Loan  10.00 % No Up to 240 months Effective from 
01/04/2017
6 Personal Loan  
a) General 15.00 % to 17.00 % Yes Up to 60 months Effective from
01/04/2017
b) Personal Loan as per scheme 14.00 % No Up to 60 months Effective from
01/04/2017
7 Loan Against Gold,NSC, Govt.Securi.S.V of LIP    11.00 % No Up to 60 months Effective from
01/04/2017
8 Loan /OD against Own Deposits 1% over the ROI applicable to  Deposits No  As per Due Date Effective from 
01/04/2017
9 Loan/OD against 3rd Party Deposit 2% over the ROI applicable to  Deposits No  As per due date Effective from 
01/04/2017
10 Education Loans -Unsecured Up to Rs.5.00 Lakh  14.00% Yes  Up to 5 years Effective from 
01/04/2017
Secured Against Property 11.00% to 13.00% Yes Up to 7 years  
(without gestation)
14.00% Yes Up to 7 years  
(with gestation)
11 Lease Rent Discounting 11.00 % to 13.00 %  Yes  Up to 7 years Effective from 
01/04/2017
12 Lease Rent Discounting 11.00 % to 13.00 % Yes Up to 7 years Effective from 
01/04/2017
13.00 % to 14.00 % Yes Above 7 Years to 10 Years Effective from
01/04/2017
13 Loans to Professionals  10.50%,
11.50% & 12.50%
Yes  Up to 7 years Effective from 
01/04/2017
14 House Furnishing
(Linked to Housing Loans only up to Rs.5.00 lakh)
12.00 %  No  60 months maximum Effective from
01/04/2017
15 Composite Secured Loan Scheme Up to Rs.5.00 lakh

(Securities in the form of tangible assets)
-13% with 25% Collateral Security
-14% without Collateral Security
No 60 months Effective from
01/04/2017



 
REVISED RATE OF INTEREST ON TERM DEPOSITS w.e.f. 03/05/2021
Period Interest Rates (% P.A.)
General Public, Co-op. Hsg. Soc. Senior Citizen
15 days  to   90 days  4.00  4.00 
91 days  to 180 days  5.00  5.00 
181 days  to  12 Months  5.75 5.85
Above 12 Months to 24 Months
For FD-STD/QIP/MIP  6.10 6.25
For Reinvestment   5.85 5.95
For Recurring Deposit   5.85 5.95
Above 24 Months to 60 Months (All Products)  6.10 6.25
Above 60 Months to 120 Months (All Products) 5.75 5.85

For Bulk Deposit (Single Receipt of Rs. 15.00 Lakh & Above) 0.25 % Extra in addition to interest rate.