|
Sr. No. |
Type of Service / Facility Arrangement |
Service Charges |
1. Locker Rent
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|
i) |
Claim of Locker Categorywise |
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|
A |
Rs.1000.00 |
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B |
Rs.1200.00 |
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C |
Rs.1300.00 |
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E |
Rs.2000.00 |
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|
F |
Rs.2000.00 |
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|
H |
Rs.3000.00 |
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|
H1 |
Rs.1500.00 |
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ii) |
Surrender of Locker |
Rs.500.00 per locker |
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iii) |
Break-open of Locker in case of loss of key/non-paymnet of rent |
Rs.500/- plus actual charges of break-open |
2. HDFC Deamd Draft
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|
Service Charges |
|
i) |
Issue of Demand Draft |
Rs.2/- per thousand |
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|
Minimum Rs.50/- |
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Maximum Rs.2000/- |
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ii) |
Cancellation/Revalidation of Demand Draft |
Rs.50/- per transaction |
3. Pay Order
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|
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|
Service Charges |
|
i) |
Issue of Pay Oder |
Rs.25/- upto Rs.10000/- |
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Rs.2/- per thousand above Rs.10000/- |
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Maximum Rs.1000/- |
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ii) |
Cancellation/Revalidation of Pay Oder |
Rs.25/- |
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iii) |
Duplicate Pay Order |
Rs.50/- |
4. Collection of Cheques/Bill (OBC)
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|
|
|
Service Charges |
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|
|
Rs.100/- per transaction irrespective of cheque amount |
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5. Bill Purchase/Cheque Discouting/ Against Effect
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Service Charges |
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Rs.10/- per thousand |
6. Stop Payment Charges
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Service Charges |
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|
Rs.50/- per instrument |
7. Sign Verification / Attestation
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Service Charges |
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|
Rs.50/- per form |
8. Account Close
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|
|
Service Charges |
|
|
Saving Bank A/c (without Cheque Book) |
Rs.75/- |
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Saving Bank A/c (with Cheque Book) |
Rs.100/- |
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Current Deposit A/c |
Rs.200/- |
9.
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|
|
Service Charges |
|
i) |
Duplicate Pass Book/Statement (SB A/c) |
Rs.50/- per Pass Book |
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ii) |
Current /Cash Credit/Overdraft A/c Statement |
Rs.50/- per page |
10. Cheque Book
|
|
|
|
Service Charges |
|
i) |
Saving Bank A/c (15 leaves cheque book) |
First 10 cheque leaves free and every additional cheque book Rs.1/- per leaf |
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ii) |
Current/Cash Credit /Overdraft / Overdraft Against Property / Overdraft Against Gold (45 leaves cheque book) |
Rs.50/- per cheque book |
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iii) |
Issue of loose cheque leave |
Rs.5/- per cheque leaf |
11. Minimum Balance in A/c
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|
|
|
Service Charges |
|
i) |
Saving Bank A/c (without Cheque Book) |
Rs.500/- |
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ii) |
Saving Bank A/c (with Cheque Book) |
Rs.1000/- |
|
iii) |
Current Deposit A/c |
Rs.3000/- |
12. Minimum Balance Charges
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|
|
|
Service Charges |
|
i) |
Saving Bank A.c |
Rs.25/- |
|
ii) |
Current Deposit A/c |
Rs.75/- |
13. Solvency Certificate
|
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|
|
Service Charges |
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1% of the amount. |
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14. Bank Gurantee
|
|
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Service Charges |
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i) 3% of guarantee amount ii) 1% for fully secured guarantee by Term Deposit iii) Minimum Rs.100/- |
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|
Commission - every renewal (as above) |
15. Return Charges
|
|
|
|
Service Charges |
|
i) |
Inward |
Rs.150/- per instrument + 18% interest for 2 days on amount of cheque |
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ii) |
Outward |
Rs.100/- per instrument+ 18% interest for 2 dyas on amount of cheque |
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iii) |
ECS Return (Debit/Credit) |
Rs.200/- per transaction (Debit Return) |
16. Loan Application File
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Service Charges |
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|
Rs.100/- |
17. Standing Instruction
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Service Charges |
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|
Rs.25/- per instrument |
18. Folio Charges (CA/CC/OD/ODAP/ODG)
|
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|
|
Service Charges |
|
|
|
Rs.100/- per page |
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|
|
Minimum Rs.200/- will be charged in the month of September and March every year |
19. Inoperative Charges
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|
|
|
Service Charges |
|
i) |
Saving Bank A/c (more than 6 months) |
Rs.100/- |
20. No Dues Certificate
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|
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Service Charges |
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|
Rs.50/- per certificate |
21. Balance/ Interest Certificate
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Service Charges |
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|
Rs.50/- per certificate |
22. Custody Charges (Gold Loan)
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Service Charges |
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|
1% of loan amount |
23. Irregular Installment (Recurring A/c)
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Service Charges |
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|
Rs.1.50 for every Rs.100/- p.m. |
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Rs.2/- for every Rs.100/- p.m. |
24. NEFT
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|
|
Service Charges |
|
i) |
Upto Rs.10,000/- |
Rs.2.50/- |
|
ii) |
Above Rs.10,001 to Rs.1.00 Lakh |
Rs.5/- |
|
iii) |
Above Rs.1.00 Lakh to Rs.2.00 Lakh |
Rs.15/- |
|
iv) |
Above Rs.2.00 Lakh |
Rs.25/- |
25. ATM Card
|
|
|
|
Service Charges |
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|
|
Free |
26. Visit Charges to Borrower
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Service Charges |
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Actual Expenses |
27. Notice to Defaulters
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Service Charges |
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Rs.25/- + Postage for 1st Notice |
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Rs.50/- + Postage for 2nd Notice |
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Rs.200/- + Postage for Legal Notice |
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Rs.300/- + Postage for Court Notice |
28. Loan Processing Chareges (Except Gold/ LAD/NSC/LIC Loan)
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|
|
Service Charges |
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|
|
1% on loan amount (0.50% in advance at the time of submission of Loan Application) Maximum Rs.1.00 Lakh |
29. Cash Credit / ODAP Renewal
|
|
|
|
Service Charges |
|
|
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Rs.1000/- upto Rs.2.00 Lakh |
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Rs.5000/- upto Rs.5.00 Lakh |
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Rs.10000/- above Rs.5.00 Lakh |
30. Loan Prepayment Charges
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|
|
Service Charges |
|
|
|
1% of Sanctioned Limit |
31. Duplicate ATM Card
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Service Charges |
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|
Rs.100/- per ATM Card |
