OUR SERVICES
Service Charges
SCHEDULE OF SERVICE CHARGES
The below mentioned service charges are excluding GST
18% GST will be applicable to all service charges w.e.f. 01.03.2024
| Sr. No. | Type of Service / Facility Arrangement | Revised Service Charges with effect from 01/03/2024 | |
1. Locker Rent |
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| i) | Claim of Locker Categorywise | ||
| A | Rs.1500.00 | ||
| B | Rs.1700.00 | ||
| C | Rs.1900.00 | ||
| D | Rs.2100.00 | ||
| E | Rs.2800.00 | ||
| F | Rs.2800.00 | ||
| H | Rs.3900.00 | ||
| I | Rs.2800.00 | ||
| J | Rs.4200.00 | ||
| K | Rs.3600.00 | ||
| ii) | Surrender of Locker | Rs.500.00 per locker | |
| iii) | Break-open of Locker in case of loss of key/non-paymnet of rent | Rs.1000/- plus actual charges of break-open | |
| iv) | Locker Rent Overdue Charges | Rs.100/- per month | |
| v) | Locker Operation Charges | First 4 free for every month. Beyond this Rs.50/- per visit. | |
2. Pay Order |
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| i) | Issue of Pay Oder | Rs.25/- upto Rs.10000/- | |
| Rs.2/- per thousand above Rs.10000/- | |||
| Maximum Rs.1000/- | |||
| ii) | Cancellation/Revalidation of Pay Oder | Rs.25/- | |
| iii) | Duplicate Pay Order | Rs.50/- | |
| 3 | Bill Purchase/Cheque Discouting/ Against Effect | Rs.10/- per thousand | |
| 4 | IMPS charges | Rs.2/- for Rs.500/- to Rs. 50,000/- | |
| Rs. 5/- for Rs. 50,001/- & above. | |||
| 5 | Stop Payment Charges | Rs.125/- per instrument | |
| 6 | Sign Verification / Attestation | Rs.100/- per form | |
| 7 | Account Close | ||
| Saving Bank A/c | Within 6 months Rs.200/- After 6 months Rs.100/- | ||
| Current Deposit A/c | Within 6 months Rs.300/- After 6 months Rs.150/- | ||
| 8 | Type of Service / Facility Arrangement | Revised Service Charges with effect from 01/03/2024 | |
| i) | Duplicate Pass Book/Statement (SB A/c) | Rs.100/- per Pass Book | |
| ii) | Current /Cash Credit/Overdraft A/c Statement | Rs.50/- per page | |
| 9 | Cheque Book | ||
| i) | Saving Bank A/c (15 leaves cheque book) | First 15 cheque leaves free and every additional cheque book Rs.3/- per leaf | |
| ii) | Current/Cash Credit /Overdraft / Overdraft Against Property / Overdraft Against Gold (45 leaves cheque book) | Rs.3/- per leaf | |
| 10 | Minimum Balance in A/c | ||
| i) | Saving Bank A/c (without Cheque Book) | Rs.1000/- | |
| ii) | Saving Bank A/c (with Cheque Book) | Rs.1000/- | |
| iii) | Current Deposit A/c | Rs.3000/- | |
| 11 | Minimum Balance Charges | ||
| i) | Current Deposit A/c | Rs.100/- | |
| 12 | Cash Withdrawal including ATM | SB more than 8 withdrawals in month- each withdrawal Rs.15/- | |
| 13 | Solvency Certificate | 1% of the amount. | |
| 14 | Bank Gurantee | i) 3% of guarantee amount ii) 1% for fully secured guarantee by Term Deposit iii) Minimum Rs.100/- |
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| 15 | Cheques/ ECS Returned Unpaid Charges | ||
| i) | Inward | Upto Rs. 1 Lakh Rs.200/- per instrument. Above Rs.1 Lakh Rs.350/- per instrument. |
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| ii) | Outward | Rs. 150/- per instrument | |
| iii) | ECS Return (Debit/Credit) | Rs.200/- per transaction (Debit Return) | |
| 16 | Loan Application File | Rs.100/- | |
| 17 | Standing Instruction | Rs.25/- per instrument | |
| Type of Service / Facility Arrangement | Revised Service Charges with effect from 01/03/2024 | ||
| 18 | Folio Charges (CA/CC/OD/ODAP/ODG) | Rs.100/- per page | |
| Minimum Rs.200/- will be charged in the month of September and March every year | |||
| 19 | No Dues Certificate | Rs.100/- per certificate | |
| 20 | Balance/ Interest Certificate | Rs.100/- per certificate | |
| 21 | Custody Charges (Gold Loan) | 1% of loan amount | |
| 22 | Irregular Installment (Recurring A/c) | Rs.2/- for every Rs.100/- p.m. | |
| 23 | NEFT | ||
| Upto Rs.10,000/- | Rs.2.50/- | ||
| Above Rs.10,001 to Rs.1.00 Lakh | Rs.5/- | ||
| Above Rs.1.00 Lakh to Rs.2.00 Lakh | Rs.15/- | ||
| Above Rs.2.00 Lakh | Rs.25/- | ||
| 24 | ATM Card | Issuance of ATM Card- Free Annual Charges- Rs.150/- | |
| 25 | Notice to Defaulters | Rs.50/- + Postage for 1st Notice | |
| Rs.100/- + Postage for 2nd Notice | |||
| Rs.200/- + Postage for Legal Notice | |||
| Rs.300/- + Postage for Court Notice | |||
|
26 |
Loan Processing Charges (Except Gold/ LAD/NSC/LIC Loan) | 1% on loan amount (0.50% in advance at the time of submission of Loan Application) Maximum Rs.1.00 Lakh | |
| 27 | Cash Credit / ODAP Renewal | Rs.1000/- upto Rs.2.00 Lakh | |
| Rs.5000/- upto Rs.5.00 Lakh | |||
| Rs.10000/- above Rs.5.00 Lakh | |||
| 28 | Loan Prepayment Charges | 1% of Outstanding amount upto 3 years from disbursement. | |
|
29 |
Duplicate ATM Card | Rs.100/- per ATM Card | |
| Type of Service / Facility Arrangement | Revised Service Charges with effect from 01/03/2024 | ||
| 30 | CIBIL CHARGES | For Individual- Rs.200/- | |
| For Company- Rs.1500/- | |||
| 31 | Cersai Report | Upto Rs.5 lakh- Rs.150/- | |
| Above Rs. 5 Lakh- Rs.300/- | |||
| 32 | SMS Charges | For SB-Rs.30/- quarterly | |
| For CD- Rs.50/- quarterly | |||
| 33 | Cash Handling Charges | Above Rs.1 Lakh to 5 Lakh- Rs.200/- | |
| More than 5 Lakh- Rs.125/- per Lakh & Maximum Rs.2000/- | |||
| 34 | Loan Visit Charges | Upto Rs.500000- Rs.500/- Above Rs.500000 to 1 Cr- Rs.1000/- | |
| For out of Mumbai- Rs.5000/- | |||
| 35 | Notice under Sec 13(2) | RS.5000/- | |
| SARAFASI ACT 2002 | |||
| 36 | Notice under Sec 13(4) | RS.2000/- | |
| 37 | 101 Filling | Rs.1000/- | |
| 38 | 101 Final Notice | Rs.1000/- | |
| 39 | NPA Recovery Visit Charges | Rs.1000/- | |
| 40 | Symbolic Possessin | Rs.2000/- | |
| 41 | Physical Possession | Rs.5000/- | |
| 42 | Auction Process Charges | Rs.2000/- | |