OUR SERVICES
News/Events
Sep 29, 2021
76th AGM Resolution result
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Sep 13, 2021
७६ व्या वार्षिक सर्वसाधारण सभेची सभासदांना सूचना -
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Apr 26, 2021
Notice for Positive Pay
26/04/2021
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Service Charges
| Sr. No. | Type of Service / Facility Arrangement | Service Charges |
1. Locker Rent |
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| i) | Claim of Locker Categorywise | |
| A | Rs.1000.00 | |
| B | Rs.1200.00 | |
| C | Rs.1300.00 | |
| E | Rs.2000.00 | |
| F | Rs.2000.00 | |
| H | Rs.3000.00 | |
| H1 | Rs.1500.00 | |
| ii) | Surrender of Locker | Rs.500.00 per locker |
| iii) | Break-open of Locker in case of loss of key/non-paymnet of rent | Rs.500/- plus actual charges of break-open |
2. HDFC Deamd Draft |
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| Service Charges | ||
| i) | Issue of Demand Draft | Rs.2/- per thousand |
| Minimum Rs.50/- | ||
| Maximum Rs.2000/- | ||
| ii) | Cancellation/Revalidation of Demand Draft | Rs.50/- per transaction |
3. Pay Order |
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| Service Charges | ||
| i) | Issue of Pay Oder | Rs.25/- upto Rs.10000/- |
| Rs.2/- per thousand above Rs.10000/- | ||
| Maximum Rs.1000/- | ||
| ii) | Cancellation/Revalidation of Pay Oder | Rs.25/- |
| iii) | Duplicate Pay Order | Rs.50/- |
4. Collection of Cheques/Bill (OBC) |
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| Service Charges | ||
| Rs.100/- per transaction irrespective of cheque amount | ||
5. Bill Purchase/Cheque Discouting/ Against Effect |
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| Service Charges | ||
| Rs.10/- per thousand | ||
6. Stop Payment Charges |
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| Service Charges | ||
| Rs.50/- per instrument | ||
7. Sign Verification / Attestation |
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| Service Charges | ||
| Rs.50/- per form | ||
8. Account Close |
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| Service Charges | ||
| Saving Bank A/c (without Cheque Book) | Rs.75/- | |
| Saving Bank A/c (with Cheque Book) | Rs.100/- | |
| Current Deposit A/c | Rs.200/- | |
9. |
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| Service Charges | ||
| i) | Duplicate Pass Book/Statement (SB A/c) | Rs.50/- per Pass Book |
| ii) | Current /Cash Credit/Overdraft A/c Statement | Rs.50/- per page |
10. Cheque Book |
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| Service Charges | ||
| i) | Saving Bank A/c (15 leaves cheque book) | First 10 cheque leaves free and every additional cheque book Rs.1/- per leaf |
| ii) | Current/Cash Credit /Overdraft / Overdraft Against Property / Overdraft Against Gold (45 leaves cheque book) | Rs.50/- per cheque book |
| iii) | Issue of loose cheque leave | Rs.5/- per cheque leaf |
11. Minimum Balance in A/c |
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| Service Charges | ||
| i) | Saving Bank A/c (without Cheque Book) | Rs.500/- |
| ii) | Saving Bank A/c (with Cheque Book) | Rs.1000/- |
| iii) | Current Deposit A/c | Rs.3000/- |
12. Minimum Balance Charges |
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| Service Charges | ||
| i) | Saving Bank A.c | Rs.25/- |
| ii) | Current Deposit A/c | Rs.75/- |
13. Solvency Certificate |
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| Service Charges | ||
| 1% of the amount. | ||
14. Bank Gurantee |
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| Service Charges | ||
| i) 3% of guarantee amount ii) 1% for fully secured guarantee by Term Deposit iii) Minimum Rs.100/- | ||
| Commission - every renewal (as above) | ||
15. Return Charges |
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| Service Charges | ||
| i) | Inward | Rs.150/- per instrument + 18% interest for 2 days on amount of cheque |
| ii) | Outward | Rs.100/- per instrument+ 18% interest for 2 dyas on amount of cheque |
| iii) | ECS Return (Debit/Credit) | Rs.200/- per transaction (Debit Return) |
16. Loan Application File |
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| Service Charges | ||
| Rs.100/- | ||
17. Standing Instruction |
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| Service Charges | ||
| Rs.25/- per instrument | ||
18. Folio Charges (CA/CC/OD/ODAP/ODG) |
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| Service Charges | ||
| Rs.100/- per page | ||
| Minimum Rs.200/- will be charged in the month of September and March every year | ||
19. Inoperative Charges |
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| Service Charges | ||
| i) | Saving Bank A/c (more than 6 months) | Rs.100/- |
20. No Dues Certificate |
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| Service Charges | ||
| Rs.50/- per certificate | ||
21. Balance/ Interest Certificate |
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| Service Charges | ||
| Rs.50/- per certificate | ||
22. Custody Charges (Gold Loan) |
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| Service Charges | ||
| 1% of loan amount | ||
23. Irregular Installment (Recurring A/c) |
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| Service Charges | ||
| Rs.1.50 for every Rs.100/- p.m. | ||
| Rs.2/- for every Rs.100/- p.m. | ||
24. NEFT |
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| Service Charges | ||
| i) | Upto Rs.10,000/- | Rs.2.50/- |
| ii) | Above Rs.10,001 to Rs.1.00 Lakh | Rs.5/- |
| iii) | Above Rs.1.00 Lakh to Rs.2.00 Lakh | Rs.15/- |
| iv) | Above Rs.2.00 Lakh | Rs.25/- |
25. ATM Card |
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| Service Charges | ||
| Free | ||
26. Visit Charges to Borrower |
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| Service Charges | ||
| Actual Expenses | ||
27. Notice to Defaulters |
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| Service Charges | ||
| Rs.25/- + Postage for 1st Notice | ||
| Rs.50/- + Postage for 2nd Notice | ||
| Rs.200/- + Postage for Legal Notice | ||
| Rs.300/- + Postage for Court Notice | ||
28. Loan Processing Chareges (Except Gold/ LAD/NSC/LIC Loan) |
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| Service Charges | ||
| 1% on loan amount (0.50% in advance at the time of submission of Loan Application) Maximum Rs.1.00 Lakh | ||
29. Cash Credit / ODAP Renewal |
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| Service Charges | ||
| Rs.1000/- upto Rs.2.00 Lakh | ||
| Rs.5000/- upto Rs.5.00 Lakh | ||
| Rs.10000/- above Rs.5.00 Lakh | ||
30. Loan Prepayment Charges |
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| Service Charges | ||
| 1% of Sanctioned Limit | ||
31. Duplicate ATM Card |
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| Service Charges | ||
| Rs.100/- per ATM Card | ||
