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खातेदारांसाठी / ग्राहकांसाठी सूचना

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Service Charges


The below mentioned service charges are excluding GST

18% GST will be applicable to all service charges w.e.f. 01.03.2024

Sr. No. Type of Service / Facility Arrangement Revised Service Charges with effect from 01/03/2024

1. Locker Rent

i) Claim of Locker Categorywise  
  A Rs.1500.00
  B Rs.1700.00
  C Rs.1900.00
  D Rs.2100.00
  E Rs.2800.00
  F Rs.2800.00
  H Rs.3900.00
  I Rs.2800.00
  J Rs.4200.00
  K Rs.3600.00
ii) Surrender of Locker Rs.500.00 per locker
iii) Break-open of Locker in case of loss of key/non-paymnet of rent Rs.1000/- plus actual charges of break-open
iv) Locker Rent Overdue Charges Rs.100/- per month
v) Locker Operation Charges First 4 free for every month. Beyond this Rs.50/- per visit.

2. Pay Order

i) Issue of Pay Oder Rs.25/- upto Rs.10000/-
    Rs.2/- per thousand above Rs.10000/-
    Maximum Rs.1000/-
ii) Cancellation/Revalidation of Pay Oder Rs.25/-
iii) Duplicate Pay Order Rs.50/-
3 Bill Purchase/Cheque Discouting/ Against Effect Rs.10/- per thousand 
4 IMPS charges Rs.2/- for Rs.500/- to Rs. 50,000/-
    Rs. 5/- for Rs. 50,001/- & above.
5 Stop Payment Charges Rs.125/- per instrument
6 Sign Verification / Attestation Rs.100/- per form
7 Account Close  
  Saving Bank A/c  Within 6 months Rs.200/- After 6 months Rs.100/-
  Current Deposit A/c Within 6 months Rs.300/- After 6 months Rs.150/-
8 Type of Service / Facility Arrangement Revised Service Charges with effect from 01/03/2024 
i) Duplicate Pass Book/Statement (SB A/c) Rs.100/- per Pass Book
ii) Current /Cash Credit/Overdraft A/c Statement Rs.50/- per page
9 Cheque Book   
i) Saving Bank A/c (15 leaves cheque book) First 15 cheque leaves free and every additional cheque book Rs.3/- per leaf
ii) Current/Cash Credit /Overdraft / Overdraft Against Property / Overdraft Against Gold (45 leaves cheque book) Rs.3/- per leaf
10 Minimum Balance in A/c   
i) Saving Bank A/c (without Cheque Book) Rs.1000/-
ii) Saving Bank A/c (with Cheque Book) Rs.1000/-
iii) Current Deposit A/c Rs.3000/-
11 Minimum Balance Charges  
i) Current Deposit A/c Rs.100/-
12 Cash Withdrawal including ATM SB more than 8 withdrawals in month- each withdrawal Rs.15/-
13 Solvency Certificate 1% of the amount.
14 Bank Gurantee i) 3% of guarantee amount
ii) 1% for fully secured guarantee by Term Deposit
iii) Minimum Rs.100/-
15 Cheques/ ECS Returned Unpaid Charges  
i) Inward Upto Rs. 1 Lakh Rs.200/- per instrument.                    
 Above Rs.1 Lakh Rs.350/- per instrument. 
ii) Outward Rs. 150/- per instrument
iii) ECS Return (Debit/Credit) Rs.200/- per transaction (Debit Return)
16 Loan Application File Rs.100/-
17 Standing Instruction Rs.25/- per instrument
  Type of Service / Facility Arrangement Revised Service Charges with effect from 01/03/2024 
18 Folio Charges (CA/CC/OD/ODAP/ODG) Rs.100/- per page
    Minimum Rs.200/- will be charged in the month of September and March every year
19 No Dues Certificate Rs.100/- per certificate
20 Balance/ Interest Certificate Rs.100/- per certificate
21 Custody Charges (Gold Loan) 1% of loan amount
22 Irregular Installment (Recurring A/c) Rs.2/- for every Rs.100/- p.m.
23 NEFT  
  Upto Rs.10,000/- Rs.2.50/-
  Above Rs.10,001 to Rs.1.00 Lakh Rs.5/-
  Above Rs.1.00 Lakh to Rs.2.00 Lakh Rs.15/-
  Above Rs.2.00 Lakh Rs.25/-
24 ATM Card Issuance of ATM Card- Free  Annual Charges- Rs.150/-
25 Notice to Defaulters Rs.50/- + Postage for 1st Notice
    Rs.100/- + Postage for 2nd Notice
    Rs.200/- + Postage for Legal Notice
    Rs.300/- + Postage for Court Notice


Loan Processing Charges (Except Gold/ LAD/NSC/LIC Loan) 1% on loan amount (0.50% in advance at the time of submission of Loan Application) Maximum Rs.1.00 Lakh
27 Cash Credit / ODAP Renewal  Rs.1000/- upto Rs.2.00 Lakh
    Rs.5000/- upto Rs.5.00 Lakh
    Rs.10000/- above Rs.5.00 Lakh
28 Loan Prepayment Charges 1% of Outstanding amount upto 3 years from disbursement.


Duplicate ATM Card Rs.100/- per ATM Card
  Type of Service / Facility Arrangement Revised Service Charges with effect from 01/03/2024 
30 CIBIL CHARGES For Individual- Rs.200/-
    For Company- Rs.1500/-
31 Cersai Report Upto Rs.5 lakh- Rs.150/-
    Above Rs. 5 Lakh- Rs.300/-
32 SMS Charges For SB-Rs.30/- quarterly
    For CD- Rs.50/- quarterly
33 Cash Handling Charges Above Rs.1 Lakh to 5 Lakh- Rs.200/-
    More than 5 Lakh- Rs.125/- per Lakh & Maximum Rs.2000/-
34 Loan Visit Charges Upto Rs.500000- Rs.500/-  Above Rs.500000 to 1 Cr- Rs.1000/-
    For out of Mumbai- Rs.5000/-
35 Notice under Sec 13(2) RS.5000/-
36 Notice under Sec 13(4) RS.2000/-
37 101 Filling Rs.1000/-
38 101 Final Notice Rs.1000/-
39 NPA Recovery Visit Charges Rs.1000/-
40 Symbolic Possessin Rs.2000/-
41 Physical Possession Rs.5000/-
42 Auction Process Charges Rs.2000/-